Abington real estate PA, Upper Dublin real estate, Whitemarsh real estate and Springfield Township real estate, home listings and homes for sale in Pennsylvania - Diane Cardano-Casacio & Associates, REALTORS® Diane Cardano-Casacio & Associates REALTORS(r) for Abington, Upper Dublin, Whitemarsh and Springfield Township, Pennsylvania real estate - NUMBER1EXPERTS™ Diane Cardano-Casacio & Associates NUMBER1EXPERTS(tm) for Abington, Upper Dublin, Whitemarsh and Springfield Township, Pennsylvania real estate
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Diane Cardano-Casacio & Associates, REALTORŪ, real estate agents and broker for Abington, Upper Dublin, Whitemarsh and Springfield Township Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
About Appraisals >Three Caballeros

When you buy a house or refinance your present home, your lender will ask you to pay for an appraisal to help ensure that the sales price and mortgage amount is consistent with the property's market value. The appraiser will look for "three caballeros" or three "comparables" -- homes that are very similar to the one you are buying -- and will make adjustments to reflect the differences between the properties.

Housing patterns tend to be homogenous, meaning that homes worth $300,000 are usually located in $300,000 neighborhoods. It is important for properties to be within the general pricing patterns of their neighborhoods because over-valued homes, even if they are exceptional, are sometimes difficult to sell at full market price.

This is not the only factor considered in determining the worth of a property, but it is an important one. The buyer or seller may view the property as a home or an investment, but lenders view it in a completely different way. To a lender, property means security in the event a borrower fails to repay a mortgage. Therefore, lenders must know real estate values in order to limit their risks.

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Real Estate Trivia
Q 
What area in the United States has the highest per capita income?

A 
The New York/New Jersey/Long Island area has a per capita income of over $750,000, according to the most current available U.S. census data.
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Diane Cardano-Casacio & Associates, REALTORŪ, real estate agents and broker for Abington, Upper Dublin, Whitemarsh and Springfield Township Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

Diane Cardano-Casacio & Associates
Diane Cardano & Associates/Cardano Realtors

1021 Old York Road, Suite 401
Abington, PA 19001
Office: 215-576-8666 Ext. 17
Direct : 610-825-5553
Toll Free : 888-869-4157
Fax: 215-576-8677
Email: Philadelphia-Area-Homes@NUMBER1EXPERT.com

Diane Cardano-Casacio is your Abington, Upper Dublin, Whitemarsh, and Montgomery Township Expert. She is the owner of Diane Cardano & Associates/Cardano Realtors and a leader of the Montgomery County & surrounding counties. Diane has a team of professionals whose goal is to protect their client's real estate assets! Her sellers get more money per square foot, in the least amount of time, hassle-free! Due to Diane's expert marketing, personalized service and state-of-the-art technology, 90% of the team's business comes from referrals from satisfied clients. Diane and her team also welcome new clients. Call for your personal consultation today and start your own referral tree!

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Diane Cardano & Associates/Cardano Realtors real estate and homes for sale in Abington, Upper Dublin, Whitemarsh and Springfield Township Pennsylvania

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